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Secure Your Children’s Future with up to $5M Term Life Protection - with no medical exam!

Protecting your children’s educational path is a long-term commitment. With the cost of college rising, a high-limit term policy provides the guaranteed funding needed to ensure their dreams aren't sidelined by the unexpected.

The Banner Life Advantage for Families:


Price Leadership

Banner Life is consistently ranked as a top provider for "price-per-million," allowing you to secure $5M in coverage for a fraction of the cost of traditional whole life policies.


Stability You Can Trust

As a Legal & General company, Banner Life brings nearly two centuries of global financial heritage to your family's kitchen table.

By locking in an OPTerm Accelerated policy today, you are creating a tax-free fund that can cover tuition, housing, and life's other milestones for your children, regardless of what happens tomorrow.

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If you have additional life insurance needs, want to explore options beyond Banner Life term life, or simply prefer to speak with a licensed Michigan expert first, let's connect.

Free expert advice. No pressure. No obligation.

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Your quote is powered by Banner Life, a Legal & General company with an A+ (Superior) rating from A.M. Best.

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If you have questions or want to explore other Pennsylvania life insurance options, let's connect.

Jonathan Bardram, Licensed Agent. NY License LA890636, Michigan License #8219549, Maine License #PRN229245, New Jersey License #PRN229245, Florida License #W411180, Pennsylvania License #652605, Colorado License #562944.

Life insurance and retirement products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner Life products are distributed in 49 states and in D.C. William Penn products are available exclusively in New York; Banner Life is not an authorized New York insurer and does not do business in New York. Each company is solely responsible for its own financial and contractual obligations. Product guarantees are backed by the financial strength and claims paying ability of the issuing company. Policy coverage and features may not be available in all states and may vary by state. Exclusions and limitations may apply. Two-year contestability and suicide provisions apply. A one-year suicide provision applies in CO, MO, and ND