Protect What Matters Most with Smarter Insurance Planning

At Coltrain Associates, we help individuals and families in Long Island and across multiple states secure their financial future with personalized solutions for annuities, life insurance, and long-term care.

A Trusted Partner in Your Financial Protection Journey

At Coltrain Associates, we believe insurance should do more than check a box—it should provide confidence in your future. Based in Hauppauge, NY, we work closely with individuals and families throughout Long Island and beyond to create thoughtful, personalized strategies using annuities, life insurance, and other protection solutions. With a focus on understanding your goals and simplifying complex decisions, our team is here to guide you every step of the way. Learn more about who we are and how we can help you plan with purpose.

you have options

Explore Plans with Confidence

Life Insurance

Secure the financial future of your loved ones in case you can’t be there to provide. Choose from a range of coverage options to suit your needs.

Long-Term Care Insurance

Long-term care insurance helps cover the cost of extended care services. It protects your savings while ensuring you receive the support you need as you age.

Disability Insurance

Disability insurance provides income protection if you’re unable to work due to illness or injury. It helps cover everyday expenses so you can focus on recovery without added financial stress.

Fixed Annuities

Fixed annuities offer a safe, predictable way to grow your savings with guaranteed interest rates. They can also provide steady income in retirement, giving you financial stability and peace of mind.

Insurance is important. Let's navigate together.

Whether you’re purchasing health insurance for the first time, or making plans for your family's future financial security, we have experienced guides ready to help you. Give us a call to discuss your insurance and financial planning needs.

Testimonials

We're happy, when you're happy

A pair of black quotation marks on a white background.

Matt Bardram is an industry peer and is highly recommended for life, disability and long term care insurance.

A black and white speech bubble with three dots on it.

David K.

A pair of black quotation marks on a white background.

Matthew Bardram is a rock star in the world of insurance! There's no else I'd go to. Thank you for helping me and my family find peace of mind for our future.

A black and white speech bubble with three dots on it.

Ken M.

A pair of black quotation marks on a white background.

Very happy with my experience. They were efficient, professional and were able to get everything taken care of quickly.

A black and white speech bubble with three dots on it.

Bernadette C,

Let's Talk

Contact Us for a No-Cost Consultation

Yellow placeholder graphic with black diagonal stripes and text: “REPLACE WITH AMS+ LEAD FORM”

Contact Us

By providing your contact information and clicking “Submit,” you give consent for a representative of Coltrain Associates to contact you about products and services. We may contact you by phone call, email, automated dialing system, or voice message at the number you provided, even if your number is listed on a federal or state Do Not Call registry. Consent is not a condition of any purchase or service. You can change your communication preferences at any time by contacting Coltrain Associates

Call us at

Or, fill out the contact form to have one of our agents reach out to you directly and schedule a no-cost consultation.