BannerLife logo in blue and white with a wavy banner design
Group of five people sitting together on a couch, smiling in a cozy living room.
Smiling professional in a black suit holding a folder in a bright office by a window and wall clock
Smiling family of three posing indoors against a light background

Smart Mortgage Protection for Michigan Homeowners

Your home is your family's biggest asset, but it’s also your biggest liability. An individually owned term policy from Banner Life ensures your family stays in their home, even if the primary earner is no longer there to pay the mortgage.

Why Individually Owned Coverage is Better:


You Control the Benefit

Unlike bank-issued mortgage insurance, the payout goes to your family, not the lender. They decide how to use it.


Portability

If you refinance or move to a new Michigan home, your coverage stays with you.


Banner Life Value

For over 70 years, Banner has focused on high-limit policies at some of the industry’s most competitive rates.

A+ Credibility

Rest easy knowing your mortgage is backed by a company with over $700 billion of life insurance in force and a track record of financial excellence.

Not ready for an instant quote?

If you have additional life insurance needs, want to explore options beyond Banner Life term life, or simply prefer to speak with a licensed Michigan expert first, let's connect.

Free expert advice. No pressure. No obligation.

BannerLife logo in white and blue with a wavy blue background.

Your quote is powered by Banner Life, a Legal & General company with an A+ (Superior) rating from A.M. Best.

Not ready for an instant quote?

If you have questions or want to explore other Pennsylvania life insurance options, let's connect.

Jonathan Bardram, Licensed Agent. NY License LA890636, Michigan License #8219549, Maine License #PRN229245, New Jersey License #PRN229245, Florida License #W411180, Pennsylvania License #652605, Colorado License #562944.

Life insurance and retirement products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner Life products are distributed in 49 states and in D.C. William Penn products are available exclusively in New York; Banner Life is not an authorized New York insurer and does not do business in New York. Each company is solely responsible for its own financial and contractual obligations. Product guarantees are backed by the financial strength and claims paying ability of the issuing company. Policy coverage and features may not be available in all states and may vary by state. Exclusions and limitations may apply. Two-year contestability and suicide provisions apply. A one-year suicide provision applies in CO, MO, and ND